About Our Company

The Trowel Trades Industry Insurance Company (Trowel Trades) is a workers' compensation group captive insurance program exclusively for the International Union of Bricklayers and Allied Craftworkers (BAC) signatory contractors. Trowel Trades is a loss sensitive program which means that you can decrease the cost of your insurance through the return of profits typically retained by the insurance company.

BAC members receive a level of training unparalleled in the masonry industry. Better trained employees make your workplace safer, which reduces the frequency, severity and cost of workplace injuries. Since traditional insurance companies charge an industry rate with little regard to safety practices, BAC signatory contractors may be paying too much for their workers' compensation insurance. Instead of insurance costs based upon an industry average rate, Trowel Trades will base the price of insurance upon your actual costs.

Trowel Trades was designed so that qualified masonry-trowel trades contractors can:

• Increase control over their insurance program
• Decrease insurance costs
• Stabilize year-to-year pricing
• Access high quality service partners